Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,689 | $137,414+150.8% | $189,534+81.9% | $85,852+301.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 87.8%+12.2pp | 69.3%+30.7pp |
| Annual return | 10.44% | 38.14%-27.7pp | 555.39%-544.9pp | 318.66%-308.2pp |
| Employer contribution / active EE | $3,910 | $4,344-10.0% | $6,162-36.5% | $2,566+52.4% |
| Participant deferral / active EE | $8,224 | $6,260+31.4% | $8,220+0.1% | $3,952+108.1% |
| Admin fee / account holder | $2,217 | $8,630-74.3% | $12,049-81.6% | $6,261-64.6% |