Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,819 | $123,793+147.0% | $177,839+72.0% | $79,859+283.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 35.87% | 22.82%+13.0pp | 48.33%-12.5pp | 31.71%+4.2pp |
| Employer contribution / active EE | $4,289 | $4,095+4.7% | $5,919-27.5% | $2,471+73.5% |
| Participant deferral / active EE | $8,532 | $5,956+43.2% | $7,714+10.6% | $3,741+128.1% |
| Admin fee / account holder | $15,113 | $7,243+108.7% | $12,432+21.6% | $5,307+184.8% |