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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,708 | $84,741+164.0% | $75,731+195.4% | $167,553+33.5% |
| Participation rate | 75.0% | 77.8%-2.8pp | 74.8%+0.2pp | 82.1%-7.1pp |
| Annual return | 15.65% | 199.72%-184.1pp | 104.65%-89.0pp | 478.89%-463.2pp |
| Employer contribution / active EE | $1,522 | $3,230-52.9% | $2,743-44.5% | $4,840-68.6% |
| Participant deferral / active EE | $13,379 | $4,577+192.3% | $3,820+250.2% | $6,343+110.9% |
| Admin fee / account holder | $567 | $5,361-89.4% | $3,620-84.3% | $12,316-95.4% |