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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,429 | $77,449+149.8% | $69,483+178.4% | $152,909+26.5% |
| Participation rate | 66.7% | 78.1%-11.4pp | 74.6%-7.9pp | 82.5%-15.8pp |
| Annual return | 14.52% | 39.09%-24.6pp | 28.99%-14.5pp | 345.46%-330.9pp |
| Employer contribution / active EE | $1,717 | $3,316-48.2% | $2,780-38.2% | $4,764-64.0% |
| Participant deferral / active EE | $16,667 | $4,415+277.5% | $3,537+371.3% | $5,851+184.8% |
| Admin fee / account holder | $460 | $6,210-92.6% | $3,841-88.0% | $11,601-96.0% |