Filed January 25, 2023
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,528 | $89,367-78.1% | $141,191-86.2% | $72,975-73.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 19.55% | 111.87%-92.3pp | 71.41%-51.9pp | 81.01%-61.5pp |
| Employer contribution / active EE | $3,623 | $3,115+16.3% | $4,736-23.5% | $2,440+48.5% |
| Participant deferral / active EE | $4,953 | $5,419-8.6% | $6,710-26.2% | $3,608+37.3% |
| Admin fee / account holder | $3,467 | $5,957-41.8% | $10,264-66.2% | $5,124-32.3% |