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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,849 | $148,623-65.8% | $135,974-62.6% | $139,466-63.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.03% | 79.30%-65.3pp | 68.30%-54.3pp | 373.66%-359.6pp |
| Employer contribution / active EE | $2,408 | $5,246-54.1% | $4,859-50.4% | $4,754-49.4% |
| Participant deferral / active EE | $5,234 | $8,103-35.4% | $7,760-32.6% | $6,712-22.0% |
| Admin fee / account holder | $1,144 | $12,406-90.8% | $10,767-89.4% | $11,409-90.0% |