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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,050 | $138,102-71.0% | $125,381-68.1% | $134,532-70.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.10% | 750.73%-765.8pp | 572.31%-587.4pp | 418.27%-433.4pp |
| Employer contribution / active EE | $2,144 | $5,245-59.1% | $4,815-55.5% | $4,741-54.8% |
| Participant deferral / active EE | $4,750 | $7,801-39.1% | $7,448-36.2% | $6,401-25.8% |
| Admin fee / account holder | $656 | $11,568-94.3% | $10,007-93.4% | $11,429-94.3% |