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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,651 | $25,723+30.8% | $69,182-51.4% | $55,167-39.0% |
| Participation rate | 29.0% | 39.4%-10.4pp | 55.1%-26.1pp | 69.0%-40.0pp |
| Annual return | 6.86% | 9.56%-2.7pp | -21.93%+28.8pp | 169.23%-162.4pp |
| Employer contribution / active EE | $829 | $480+72.6% | $1,206-31.3% | $1,963-57.8% |
| Participant deferral / active EE | $1,953 | $963+102.8% | $1,897+3.0% | $3,054-36.0% |
| Admin fee / account holder | $902 | $365+147.4% | $2,697-66.6% | $504+79.0% |