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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,085 | $73,848-64.7% | $143,799-81.9% | $68,486-61.9% |
| Participation rate | 45.0% | 66.7%-21.7pp | 80.3%-35.3pp | 67.9%-22.9pp |
| Annual return | -17.66% | 0.91%-18.6pp | -0.04%-17.6pp | -7.85%-9.8pp |
| Employer contribution / active EE | $433 | $3,184-86.4% | $4,952-91.3% | $2,597-83.3% |
| Participant deferral / active EE | $990 | $3,385-70.7% | $5,638-82.4% | $4,028-75.4% |
| Admin fee / account holder | $1,045 | $5,755-81.8% | $14,677-92.9% | $5,404-80.7% |