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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,590 | $106,267-67.5% | $96,520-64.2% | $139,456-75.2% |
| Participation rate | 58.3% | 77.8%-19.5pp | 74.3%-16.0pp | 80.3%-22.0pp |
| Annual return | 21.95% | 38.45%-16.5pp | 35.72%-13.8pp | 373.45%-351.5pp |
| Employer contribution / active EE | $1,556 | $4,105-62.1% | $3,739-58.4% | $4,753-67.3% |
| Participant deferral / active EE | $5,003 | $5,454-8.3% | $4,879+2.5% | $6,711-25.5% |
| Admin fee / account holder | $20 | $7,882-99.7% | $6,733-99.7% | $11,407-99.8% |