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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,661 | $159,978-84.6% | $147,041-83.2% | $145,978-83.1% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 24.37% | 98.36%-74.0pp | 419.21%-394.8pp | 550.52%-526.1pp |
| Employer contribution / active EE | $1,809 | $5,288-65.8% | $4,935-63.4% | $4,662-61.2% |
| Participant deferral / active EE | $5,906 | $8,429-29.9% | $8,071-26.8% | $6,690-11.7% |
| Admin fee / account holder | $1,894 | $15,053-87.4% | $13,006-85.4% | $13,400-85.9% |