Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $504 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,568 | $71,523-32.1% | $98,461-50.7% | $71,511-32.1% |
| Participation rate | 38.4% | 72.7%-34.3pp | 75.2%-36.8pp | 67.9%-29.6pp |
| Annual return | 13.18% | 32.43%-19.2pp | 21.17%-8.0pp | 28.86%-15.7pp |
| Employer contribution / active EE | $276 | $2,399-88.5% | $3,049-90.9% | $2,589-89.3% |
| Participant deferral / active EE | $1,858 | $4,109-54.8% | $4,738-60.8% | $4,291-56.7% |
| Admin fee / account holder | $226 | $1,676-86.5% | $8,961-97.5% | $1,588-85.8% |