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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,507 | $135,956+168.8% | $123,894+195.0% | $273,972+33.4% |
| Participation rate | 87.5% | 84.1%+3.4pp | 81.4%+6.1pp | 83.0%+4.5pp |
| Annual return | 9.57% | 56.63%-47.1pp | 47.52%-37.9pp | 41.46%-31.9pp |
| Employer contribution / active EE | $19,523 | $5,170+277.6% | $4,617+322.9% | $4,869+301.0% |
| Participant deferral / active EE | $11,312 | $6,343+78.3% | $5,984+89.0% | $5,287+113.9% |
| Admin fee / account holder | $1,114 | $9,817-88.7% | $8,357-86.7% | $10,133-89.0% |