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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,908 | $99,652-29.8% | $78,778-11.3% | $147,585-52.6% |
| Participation rate | 85.7% | 76.2%+9.5pp | 69.2%+16.5pp | 82.8%+2.9pp |
| Annual return | 13.88% | 47.28%-33.4pp | 35.62%-21.7pp | 578.57%-564.7pp |
| Employer contribution / active EE | $7,128 | $2,796+155.0% | $1,986+259.0% | $4,876+46.2% |
| Participant deferral / active EE | $3,054 | $3,664-16.6% | $2,958+3.2% | $5,439-43.8% |
| Admin fee / account holder | $390 | $7,155-94.6% | $5,134-92.4% | $10,885-96.4% |