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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,922 | $157,296-50.5% | $141,191-44.8% | $152,897-49.0% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 25.28% | 64.34%-39.1pp | 71.41%-46.1pp | 345.43%-320.2pp |
| Employer contribution / active EE | $1,366 | $5,262-74.0% | $4,736-71.2% | $4,764-71.3% |
| Participant deferral / active EE | $5,076 | $7,111-28.6% | $6,710-24.4% | $5,851-13.2% |
| Admin fee / account holder | $3,111 | $12,125-74.3% | $10,264-69.7% | $11,599-73.2% |