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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4+ years Service code 55 · EIN 26-4310632 | Other Commissions | $13,844 |
Service code 37 · EIN 04-2647786 | Loan Processing | $900 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,772 | $77,816-55.3% | $123,552-71.9% | $64,173-45.8% |
| Participation rate | 95.2% | 74.7%+20.4pp | 82.3%+12.9pp | 69.6%+25.6pp |
| Annual return | -6.94% | 12.49%-19.4pp | 119.20%-126.1pp | 7.63%-14.6pp |
| Employer contribution / active EE | $1,000 | $3,014-66.8% | $4,628-78.4% | $2,381-58.0% |
| Participant deferral / active EE | $6,132 | $5,240+17.0% | $6,426-4.6% | $3,470+76.7% |
| Admin fee / account holder | $8 | $5,519-99.8% | $9,285-99.9% | $4,887-99.8% |