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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,999 | $202,342+0.8% | $172,753+18.1% | $152,909+33.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.48% | 1029.88%-1009.4pp | 803.00%-782.5pp | 345.46%-325.0pp |
| Employer contribution / active EE | $8,282 | $5,857+41.4% | $5,144+61.0% | $4,764+73.8% |
| Participant deferral / active EE | $5,369 | $5,948-9.7% | $5,198+3.3% | $5,851-8.3% |
| Admin fee / account holder | $950 | $17,112-94.5% | $13,956-93.2% | $11,601-91.8% |