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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,093 | $180,459+4.2% | $154,108+22.1% | $135,380+38.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.08% | 888.21%-895.3pp | 735.21%-742.3pp | 519.81%-526.9pp |
| Employer contribution / active EE | $8,029 | $6,035+33.0% | $5,298+51.6% | $4,779+68.0% |
| Participant deferral / active EE | $5,264 | $5,806-9.3% | $5,081+3.6% | $5,609-6.2% |
| Admin fee / account holder | $852 | $16,145-94.7% | $13,411-93.6% | $10,828-92.1% |