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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,814 | $183,627+95.4% | $155,602+130.6% | $145,978+145.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.24% | 61.32%-49.1pp | 64.81%-52.6pp | 550.52%-538.3pp |
| Employer contribution / active EE | $9,614 | $5,316+80.8% | $4,675+105.6% | $4,662+106.2% |
| Participant deferral / active EE | $15,768 | $6,466+143.9% | $5,629+180.1% | $6,690+135.7% |
| Admin fee / account holder | $15,582 | $19,327-19.4% | $15,923-2.1% | $13,400+16.3% |