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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,228 | $99,079-49.3% | $78,002-35.6% | $273,972-81.7% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.5%-8.9pp | 83.0%-16.3pp |
| Annual return | 7.10% | 217.93%-210.8pp | 425.99%-418.9pp | 41.46%-34.4pp |
| Employer contribution / active EE | $2,557 | $3,308-22.7% | $2,470+3.5% | $4,869-47.5% |
| Participant deferral / active EE | $8,408 | $4,306+95.2% | $3,497+140.4% | $5,287+59.0% |
| Admin fee / account holder | $677 | $8,954-92.4% | $5,481-87.6% | $10,133-93.3% |