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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,905 | $91,537-33.5% | $130,045-53.2% | $75,173-19.0% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 17.15% | -631.55%+648.7pp | -137.30%+154.5pp | 160.72%-143.6pp |
| Employer contribution / active EE | $3,770 | $2,845+32.5% | $4,321-12.8% | $2,671+41.2% |
| Participant deferral / active EE | $8,681 | $4,343+99.9% | $5,820+49.2% | $4,126+110.4% |
| Admin fee / account holder | $2,694 | $6,780-60.3% | $10,600-74.6% | $5,651-52.3% |