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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,905 | $91,525-33.5% | $130,026-53.2% | $75,181-19.0% |
| Participation rate | 100.0% | 71.4%+28.6pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 17.15% | -631.40%+648.5pp | -137.26%+154.4pp | 160.69%-143.5pp |
| Employer contribution / active EE | $3,770 | $2,844+32.6% | $4,321-12.7% | $2,671+41.2% |
| Participant deferral / active EE | $8,681 | $4,342+99.9% | $5,821+49.1% | $4,126+110.4% |
| Admin fee / account holder | $2,694 | $6,778-60.3% | $10,608-74.6% | $5,650-52.3% |