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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,857 | $138,102+135.2% | $125,381+159.1% | $134,532+141.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.67% | 750.73%-764.4pp | 572.31%-586.0pp | 418.27%-431.9pp |
| Employer contribution / active EE | $5,892 | $5,245+12.3% | $4,815+22.4% | $4,741+24.3% |
| Participant deferral / active EE | $3,866 | $7,801-50.4% | $7,448-48.1% | $6,401-39.6% |
| Admin fee / account holder | $14,190 | $11,568+22.7% | $10,007+41.8% | $11,429+24.2% |