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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,238 | $68,586-42.8% | $120,380-67.4% | $80,911-51.5% |
| Participation rate | 62.9% | 61.6%+1.3pp | 71.9%-9.1pp | 67.6%-4.8pp |
| Annual return | 28.91% | 23.62%+5.3pp | 107.28%-78.4pp | 35.63%-6.7pp |
| Employer contribution / active EE | $1,593 | $2,053-22.4% | $3,465-54.0% | $2,756-42.2% |
| Participant deferral / active EE | $2,465 | $3,174-22.3% | $4,992-50.6% | $4,297-42.6% |
| Admin fee / account holder | $231 | $5,733-96.0% | $9,421-97.5% | $6,935-96.7% |