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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,438 | $100,895-6.4% | $90,430+4.4% | $158,950-40.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 13.73% | 1725.54%-1711.8pp | 1293.73%-1280.0pp | 302.91%-289.2pp |
| Employer contribution / active EE | $6,007 | $3,689+62.8% | $3,262+84.2% | $4,762+26.1% |
| Participant deferral / active EE | $6,135 | $4,347+41.1% | $3,963+54.8% | $5,983+2.5% |
| Admin fee / account holder | $6,037 | $6,505-7.2% | $5,613+7.6% | $11,248-46.3% |