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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,254 | $97,761-31.2% | $83,850-19.8% | $135,382-50.3% |
| Participation rate | 62.5% | 80.0%-17.5pp | 76.1%-13.6pp | 82.6%-20.1pp |
| Annual return | -6.70% | 1287.44%-1294.1pp | 850.92%-857.6pp | 519.77%-526.5pp |
| Employer contribution / active EE | $1,679 | $4,222-60.2% | $3,631-53.8% | $4,779-64.9% |
| Participant deferral / active EE | $4,437 | $4,682-5.2% | $4,082+8.7% | $5,609-20.9% |
| Admin fee / account holder | $1,343 | $6,674-79.9% | $5,478-75.5% | $10,829-87.6% |