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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,455 | $51,642+36.4% | $129,384-45.5% | $80,935-12.9% |
| Participation rate | 74.1% | 56.9%+17.2pp | 69.6%+4.4pp | 67.7%+6.4pp |
| Annual return | 9.53% | 20.78%-11.3pp | 9461.77%-9452.2pp | 35.66%-26.1pp |
| Employer contribution / active EE | $2,026 | $1,583+28.0% | $4,153-51.2% | $2,757-26.5% |
| Participant deferral / active EE | $3,280 | $2,670+22.9% | $4,166-21.3% | $4,299-23.7% |
| Admin fee / account holder | $7,930 | $4,312+83.9% | $7,686+3.2% | $6,924+14.5% |