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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,202 | $152,591-73.0% | $117,529-64.9% | $134,545-69.4% |
| Participation rate | 80.0% | 77.1%+2.9pp | 70.6%+9.4pp | 81.2%-1.2pp |
| Annual return | -20.81% | 53.04%-73.8pp | 29.77%-50.6pp | 418.37%-439.2pp |
| Employer contribution / active EE | $85 | $5,576-98.5% | $4,179-98.0% | $4,742-98.2% |
| Participant deferral / active EE | $2,491 | $4,821-48.3% | $4,072-38.8% | $6,401-61.1% |
| Admin fee / account holder | $1,997 | $7,004-71.5% | $5,645-64.6% | $11,431-82.5% |