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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,455 | $51,638+36.4% | $129,406-45.6% | $80,959-13.0% |
| Participation rate | 74.1% | 56.9%+17.1pp | 69.6%+4.4pp | 67.7%+6.4pp |
| Annual return | 9.53% | 20.78%-11.3pp | 9468.18%-9458.6pp | 35.67%-26.1pp |
| Employer contribution / active EE | $2,026 | $1,584+28.0% | $4,155-51.2% | $2,757-26.5% |
| Participant deferral / active EE | $3,280 | $2,670+22.8% | $4,167-21.3% | $4,300-23.7% |
| Admin fee / account holder | $7,930 | $4,313+83.9% | $7,689+3.1% | $6,925+14.5% |