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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,455 | $51,631+36.5% | $129,397-45.6% | $80,925-12.9% |
| Participation rate | 74.1% | 56.9%+17.1pp | 69.6%+4.5pp | 67.7%+6.4pp |
| Annual return | 9.53% | 20.77%-11.2pp | 9453.98%-9444.5pp | 35.65%-26.1pp |
| Employer contribution / active EE | $2,026 | $1,583+28.0% | $4,154-51.2% | $2,756-26.5% |
| Participant deferral / active EE | $3,280 | $2,670+22.8% | $4,167-21.3% | $4,299-23.7% |
| Admin fee / account holder | $7,930 | $4,309+84.0% | $7,679+3.3% | $6,940+14.3% |