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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,311 | $102,385-58.7% | $147,080-71.2% | $80,935-47.7% |
| Participation rate | 87.3% | 75.9%+11.4pp | 82.2%+5.1pp | 67.7%+19.6pp |
| Annual return | 14.86% | 135.09%-120.2pp | 420.17%-405.3pp | 35.66%-20.8pp |
| Employer contribution / active EE | $4,466 | $3,717+20.2% | $4,933-9.5% | $2,757+62.0% |
| Participant deferral / active EE | $8,190 | $6,651+23.1% | $8,066+1.5% | $4,299+90.5% |
| Admin fee / account holder | $3,156 | $7,951-60.3% | $12,989-75.7% | $6,924-54.4% |