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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,262 | $93,617-63.4% | $135,982-74.8% | $75,177-54.4% |
| Participation rate | 90.6% | 75.2%+15.4pp | 81.9%+8.7pp | 67.2%+23.4pp |
| Annual return | 21.58% | 30.89%-9.3pp | 68.32%-46.7pp | 160.75%-139.2pp |
| Employer contribution / active EE | $3,531 | $3,538-0.2% | $4,859-27.3% | $2,671+32.2% |
| Participant deferral / active EE | $7,441 | $6,406+16.2% | $7,760-4.1% | $4,126+80.3% |
| Admin fee / account holder | $4,372 | $6,980-37.4% | $10,767-59.4% | $5,651-22.6% |