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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $436,563 | $167,353+160.9% | $143,797+203.6% | $134,545+224.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -60.79% | 0.48%-61.3pp | -0.04%-60.7pp | 418.37%-479.2pp |
| Employer contribution / active EE | $14,445 | $5,620+157.0% | $4,952+191.7% | $4,742+204.6% |
| Participant deferral / active EE | $9,439 | $6,447+46.4% | $5,638+67.4% | $6,401+47.5% |
| Admin fee / account holder | $38,757 | $18,096+114.2% | $14,679+164.0% | $11,431+239.1% |