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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,151,026 | $217,432+1809.1% | $185,851+2133.5% | $167,553+2377.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 41.19% | 148.43%-107.2pp | 122.11%-80.9pp | 478.89%-437.7pp |
| Employer contribution / active EE | $14,838 | $5,874+152.6% | $5,168+187.1% | $4,840+206.6% |
| Participant deferral / active EE | $21,475 | $6,357+237.8% | $5,569+285.6% | $6,343+238.6% |
| Admin fee / account holder | $37,538 | $19,820+89.4% | $16,245+131.1% | $12,316+204.8% |