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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,965 | $82,674-56.5% | $125,381-71.3% | $68,486-47.5% |
| Participation rate | 97.6% | 75.1%+22.5pp | 82.4%+15.2pp | 67.9%+29.7pp |
| Annual return | -20.42% | -5.97%-14.5pp | 572.31%-592.7pp | -7.85%-12.6pp |
| Employer contribution / active EE | $2,139 | $3,382-36.8% | $4,815-55.6% | $2,597-17.6% |
| Participant deferral / active EE | $5,796 | $6,111-5.1% | $7,448-22.2% | $4,028+43.9% |
| Admin fee / account holder | $1,801 | $6,277-71.3% | $10,007-82.0% | $5,404-66.7% |