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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,919 | $89,367-62.0% | $141,191-76.0% | $72,975-53.5% |
| Participation rate | 93.8% | 75.1%+18.6pp | 82.5%+11.3pp | 69.5%+24.3pp |
| Annual return | 20.22% | 111.87%-91.6pp | 71.41%-51.2pp | 81.01%-60.8pp |
| Employer contribution / active EE | $1,634 | $3,115-47.5% | $4,736-65.5% | $2,440-33.0% |
| Participant deferral / active EE | $4,752 | $5,419-12.3% | $6,710-29.2% | $3,608+31.7% |
| Admin fee / account holder | $2,257 | $5,957-62.1% | $10,264-78.0% | $5,124-56.0% |