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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,228 | $102,422-64.6% | $147,117-75.4% | $80,959-55.3% |
| Participation rate | 97.3% | 75.9%+21.5pp | 82.2%+15.1pp | 67.7%+29.7pp |
| Annual return | 14.09% | 135.16%-121.1pp | 420.54%-406.4pp | 35.67%-21.6pp |
| Employer contribution / active EE | $1,946 | $3,717-47.6% | $4,932-60.5% | $2,757-29.4% |
| Participant deferral / active EE | $4,292 | $6,652-35.5% | $8,065-46.8% | $4,300-0.2% |
| Admin fee / account holder | $872 | $7,953-89.0% | $12,993-93.3% | $6,925-87.4% |