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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,914 | $154,228-27.4% | $145,433-23.0% | $137,256-18.5% |
| Participation rate | 84.2% | 83.8%+0.4pp | 82.1%+2.1pp | 80.0%+4.3pp |
| Annual return | 8.70% | 74.59%-65.9pp | 66.58%-57.9pp | 220.34%-211.6pp |
| Employer contribution / active EE | $3,269 | $4,804-32.0% | $4,554-28.2% | $4,156-21.3% |
| Participant deferral / active EE | $7,047 | $8,216-14.2% | $7,897-10.8% | $6,407+10.0% |
| Admin fee / account holder | $96,892 | $14,344+575.5% | $13,129+638.0% | $12,270+689.7% |