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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,187 | $157,304-80.8% | $141,197-78.6% | $152,909-80.3% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 34.68% | 64.34%-29.7pp | 71.41%-36.7pp | 345.46%-310.8pp |
| Employer contribution / active EE | $1,814 | $5,263-65.5% | $4,736-61.7% | $4,764-61.9% |
| Participant deferral / active EE | $2,527 | $7,111-64.5% | $6,710-62.3% | $5,851-56.8% |
| Admin fee / account holder | $1,573 | $12,126-87.0% | $10,265-84.7% | $11,601-86.4% |