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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,853 | $135,956-89.8% | $123,894-88.8% | $273,972-94.9% |
| Participation rate | 78.9% | 84.1%-5.1pp | 81.4%-2.5pp | 83.0%-4.1pp |
| Annual return | 16.06% | 56.63%-40.6pp | 47.52%-31.5pp | 41.46%-25.4pp |
| Employer contribution / active EE | $1,120 | $5,170-78.3% | $4,617-75.7% | $4,869-77.0% |
| Participant deferral / active EE | $2,861 | $6,343-54.9% | $5,984-52.2% | $5,287-45.9% |
| Admin fee / account holder | $1,208 | $9,817-87.7% | $8,357-85.5% | $10,133-88.1% |