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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,669 | $56,134-24.0% | $96,161-55.6% | $85,856-50.3% |
| Participation rate | 20.3% | 56.7%-36.4pp | 68.4%-48.2pp | 69.3%-49.0pp |
| Annual return | 18.94% | 42.30%-23.4pp | 192.01%-173.1pp | 318.58%-299.6pp |
| Employer contribution / active EE | $443 | $1,620-72.7% | $2,798-84.2% | $2,565-82.7% |
| Participant deferral / active EE | $905 | $2,858-68.3% | $4,349-79.2% | $3,952-77.1% |
| Admin fee / account holder | $3 | $3,769-99.9% | $5,538-100.0% | $6,261-100.0% |