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| Provider | Service type | Compensation |
|---|---|---|
Filed as: GLOBAL RETIREMENT PARTNERS Service code 15 · EIN 47-1411118 | Recordkeeping | $21,610 |
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $1,446 |
ADP BROKER-DEALER6+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,911 | $98,766-69.7% | $149,730-80.0% | $79,852-62.5% |
| Participation rate | 94.0% | 75.8%+18.3pp | 82.5%+11.6pp | 69.6%+24.4pp |
| Annual return | 11.87% | 27.43%-15.6pp | 276.70%-264.8pp | 31.72%-19.8pp |
| Employer contribution / active EE | $2,926 | $3,217-9.1% | $4,645-37.0% | $2,471+18.4% |
| Participant deferral / active EE | $6,161 | $5,681+8.4% | $6,843-10.0% | $3,740+64.7% |
| Admin fee / account holder | $121 | $6,052-98.0% | $9,310-98.7% | $5,306-97.7% |