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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $801,006 | $148,558+439.2% | $135,925+489.3% | $139,427+474.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.17% | 79.22%-60.0pp | 68.25%-49.1pp | 373.27%-354.1pp |
| Employer contribution / active EE | $31,104 | $5,244+493.1% | $4,857+540.4% | $4,752+554.6% |
| Participant deferral / active EE | $22,917 | $8,101+182.9% | $7,759+195.4% | $6,711+241.5% |
| Admin fee / account holder | $2,800 | $12,401-77.4% | $10,764-74.0% | $11,404-75.4% |