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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,956 | $100,938-19.8% | $90,461-10.5% | $158,982-49.1% |
| Participation rate | 35.7% | 75.0%-39.3pp | 72.7%-37.0pp | 82.0%-46.3pp |
| Annual return | 12.55% | 1727.20%-1714.7pp | 1294.76%-1282.2pp | 302.99%-290.4pp |
| Employer contribution / active EE | $943 | $3,691-74.4% | $3,264-71.1% | $4,763-80.2% |
| Participant deferral / active EE | $822 | $4,350-81.1% | $3,964-79.3% | $5,983-86.3% |
| Admin fee / account holder | $3,420 | $6,510-47.5% | $5,617-39.1% | $11,252-69.6% |