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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,244 | $103,038-51.2% | $90,324-44.4% | $152,909-67.1% |
| Participation rate | 42.9% | 75.9%-33.0pp | 73.3%-30.4pp | 82.5%-39.6pp |
| Annual return | 16.59% | 95.25%-78.7pp | 78.15%-61.6pp | 345.46%-328.9pp |
| Employer contribution / active EE | $1,682 | $3,141-46.4% | $2,856-41.1% | $4,764-64.7% |
| Participant deferral / active EE | $3,129 | $4,282-26.9% | $3,885-19.5% | $5,851-46.5% |
| Admin fee / account holder | $7,362 | $6,177+19.2% | $5,356+37.5% | $11,601-36.5% |