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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,374 | $81,476-13.6% | $102,383-31.3% | $80,925-13.0% |
| Participation rate | 57.6% | 66.8%-9.3pp | 74.5%-16.9pp | 67.7%-10.1pp |
| Annual return | 12.07% | 25.59%-13.5pp | 24.94%-12.9pp | 35.65%-23.6pp |
| Employer contribution / active EE | $2,409 | $3,105-22.4% | $3,870-37.8% | $2,756-12.6% |
| Participant deferral / active EE | $4,543 | $3,871+17.3% | $5,060-10.2% | $4,299+5.7% |
| Admin fee / account holder | $14,256 | $6,717+112.2% | $8,391+69.9% | $6,940+105.4% |