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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,504 | $63,346-66.1% | $92,240-76.7% | $70,126-69.3% |
| Participation rate | 52.5% | 68.7%-16.2pp | 76.5%-24.0pp | 69.5%-17.0pp |
| Annual return | 20.96% | 530.19%-509.2pp | 176.29%-155.3pp | 73.15%-52.2pp |
| Employer contribution / active EE | $1,177 | $2,471-52.4% | $3,680-68.0% | $2,343-49.7% |
| Participant deferral / active EE | $2,197 | $2,854-23.0% | $3,897-43.6% | $3,332-34.1% |
| Admin fee / account holder | $571 | $3,841-85.1% | $5,194-89.0% | $4,645-87.7% |