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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $178,137 |
KESTRA INVESTMENT SERVICES LLC6+ years Service code 27 · EIN 35-2552359 | Advisory (Plan) | $50,000 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $16,064 |
MOSS ADAMS LLP1 year Service code 10 · EIN 91-0189318 | Accounting | $8,190 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,293 | $127,481-71.5% | $149,730-75.8% | $90,274-59.8% |
| Participation rate | 53.4% | 78.2%-24.8pp | 82.5%-29.1pp | 73.4%-20.0pp |
| Annual return | 47.95% | 57.78%-9.8pp | 276.70%-228.7pp | 53.97%-6.0pp |
| Employer contribution / active EE | $2,028 | $3,448-41.2% | $4,645-56.3% | $2,523-19.6% |
| Participant deferral / active EE | $4,295 | $6,975-38.4% | $6,843-37.2% | $4,231+1.5% |
| Admin fee / account holder | $69 | $152-54.4% | $9,310-99.3% | $114-39.3% |