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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,552 | $88,778-11.5% | $81,844-4.0% | $145,884-46.2% |
| Participation rate | 72.2% | 75.1%-2.8pp | 72.4%-0.2pp | 80.3%-8.1pp |
| Annual return | 17.76% | 1033.03%-1015.3pp | 778.87%-761.1pp | 551.85%-534.1pp |
| Employer contribution / active EE | $2,559 | $3,087-17.1% | $2,916-12.3% | $4,662-45.1% |
| Participant deferral / active EE | $6,585 | $4,648+41.7% | $4,323+52.3% | $6,690-1.6% |
| Admin fee / account holder | $2,968 | $8,430-64.8% | $7,355-59.7% | $13,392-77.8% |