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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,043 | $103,038-32.0% | $90,324-22.5% | $152,909-54.2% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 21.12% | 95.25%-74.1pp | 78.15%-57.0pp | 345.46%-324.3pp |
| Employer contribution / active EE | $1,359 | $3,141-56.7% | $2,856-52.4% | $4,764-71.5% |
| Participant deferral / active EE | $3,235 | $4,282-24.5% | $3,885-16.7% | $5,851-44.7% |
| Admin fee / account holder | $1,171 | $6,177-81.0% | $5,356-78.1% | $11,601-89.9% |