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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,887 | $73,863+181.4% | $143,797+44.6% | $68,490+203.5% |
| Participation rate | 96.6% | 66.7%+29.9pp | 80.3%+16.2pp | 67.9%+28.7pp |
| Annual return | -19.62% | 0.91%-20.5pp | -0.04%-19.6pp | -7.85%-11.8pp |
| Employer contribution / active EE | $11,967 | $3,185+275.8% | $4,952+141.7% | $2,597+360.9% |
| Participant deferral / active EE | $11,219 | $3,385+231.5% | $5,638+99.0% | $4,028+178.5% |
| Admin fee / account holder | $38,582 | $5,756+570.3% | $14,679+162.8% | $5,403+614.1% |