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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,397 | $95,415+203.3% | $185,851+55.7% | $85,851+237.1% |
| Participation rate | 90.0% | 68.8%+21.2pp | 81.7%+8.3pp | 69.3%+20.7pp |
| Annual return | 14.12% | 23.59%-9.5pp | 122.11%-108.0pp | 318.63%-304.5pp |
| Employer contribution / active EE | $11,205 | $3,314+238.1% | $5,168+116.8% | $2,565+336.8% |
| Participant deferral / active EE | $10,725 | $3,424+213.3% | $5,569+92.6% | $3,952+171.4% |
| Admin fee / account holder | $13,048 | $7,215+80.9% | $16,245-19.7% | $6,261+108.4% |